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We are committed to our mission of financial inclusion for Micro and Small Enterprises. Our motto is 'Innovation with Collaboration'. Our teams focus on creative problem solving by finding new ways to bridge technology, finance and analytics. The open design workspace combined with synergistic work culture allows employees to gain exposure to different functions.

Be a part of a disruptive Fintech startup that is changing the process of Small Business Lending in India. Work with an experienced team that combines data science, finance and technology to find a unique solution to the problem of capital availability for Small Enterprises. Work on a wide array of challenging projects that will increase financial inclusion in India.

Current Openings

Tech Lead BackEnd    Tech Lead FrontEnd    Tech Lead-Android    Sr. Manager - Accounts & Finance    Relationship Manager - Direct Sales    Manager - Channel Sales    Sr. Credit Manager

Tech & Product

Tech Lead BackEnd Full Time-New Delhi
  • Developing RESTful APIs and Services in Django Python.
  • You will be working closely with Data Science team working in Python and R.
  • Design, develop and own components of the product.
  • Collaborate with the team and communicate effectively, to solve problems.
  • Build, extend, optimize and refactor the back-end architecture.
  • Strengthen or improve development and release processes.
  • 4+ year's work ex in backend development.
  • B-tech from Tier 1/Tier 2 institutes.
  • Being a pro in Python is a must.
  • Good experience in Django framework.
  • Proficient in NoSQL document databases especially MongoDB.
  • Strong hold in Data Structures and Algorithm.
  • Good experience of working in Linux (especially Ubuntu).
  • An eye for Secure Applications.
  • Thorough understanding of version control system concepts especially GIT.
  • Understanding of the whole web stack and how all the pieces fit together (front-end,Database, network layer, etc.) And how they impact the performance of your application.
  • Experience in building highly scalable, robust, and fault tolerant services
  • Up-to date with the latest architectural trends.
  • Excellent analytical and problem solving skills.
Tech Lead-FrontEnd Full Time-New Delhi
  • Develop our product’s frontend.
  • Strengthen and improve architecture of our front end.
  • Optimize applications for maximum speed.
  • Collaborate with back-end developers and web designers to improve usability.
  • Get feedback from, and build solutions for, users and customers.
  • Write functional requirement documents and guides.
  • Strengthen and improve development and release processes within the team.
  • Stay up-to- date on emerging technologies.
  • Minimum of 6 years of work-experience as a Front-end developer.
  • Experience in developing frontend applications at scale.
  • Strong knowledge and experience with JavaScript, CSS, Angular, AJAX and jQuery.
  • In-depth understanding of the entire web development process.
  • Knowledge of high-level programming concepts like promises, data binding.
  • An ability to perform well in a fast-paced environment.
  • Excellent analytical and multitasking skills.
Tech Lead-Android Full Time-New Delhi
  • Design and development of android app for serving different need of small businesses.
  • You will be working closely with backend engineering and data science team having tech stack in Python and Mongo DB.
  • Integration with Web services.
  • Capturing alternative sources of data through Android App.
  • Strengthen or improve development and release processes.
  • Lead and build a strong Android development team.
  • 6+ years of strong native Android Development experience.
  • B-tech from Tier 1/ Tier 2 institutes.
  • Excellent knowledge of Java Technology Stack, Mobile Development and Android eco-system.
  • Previous experience of working on large Android applications and their scaling and performance issues.
  • Good exposure to SQLite.
  • Capable of handling web service integration - RESTful, JSON, SOAP, XML.
  • Passion for Mobile UI & UX to make apps exciting for the user.
  • Excellent debugging and optimization skills.
  • Rapid prototyping skills for getting product feedback.
SSE Backend Full Time-New Delhi
  • Developing RESTful APIs and Services in Django Python.
  • You will be working closely with Data Science team working in Python and R.
  • Design, develop and own components of the product.
  • Collaborate with the team and communicate effectively, to solve problems and Build, extend, optimize and refactor the back-end architecture
  • Strengthen or improve development and release processes.
  • 2-4 year's work ex in backend development
  • B-tech from Tier 1/Tier 2 institutes.
  • Being a pro in Python is a must.
  • Good experience in Django framework.
  • Proficient in NoSQL document databases especially MongoDB.
  • Strong hold in Data Structures and Algorithm.
  • Good experience of working in Linux (especially Ubuntu).
  • An eye for Secure Applications.
  • Thorough understanding of version control system concepts especially GIT.
  • Understanding of the whole web stack and how all the pieces fit together (front-end, Database, network layer, etc.) And how they impact the performance of your Application.
  • Experience in building highly scalable, robust, and fault tolerant services
  • Up-to date with the latest architectural trends.
  • Excellent analytical and problem solving skills.
SSE-QA Full Time-New Delhi
  • 4-6 years of work exp in software quality and testing.
  • Strong knowledge of software QA methodologies, tools and processes.
  • Experience in writing clear, concise and comprehensive test plans and test cases.
  • Hands-on experience with both white box and black box testing.
  • Hands-on experience with automated testing tools (selenium).
  • Hands on experience in testing Android apps, and REST apis.
  • Experience with performance and/or security testing is a plus.
  • BTech/MCA from a good college.

Finance

Manager - Corporate Finance & Treasury Full Time-New Delhi
  • Fund raising, Investment pitch and Debt deck.
  • Setup investment desk.
  • Short term liquidity and long term cash flow management.
  • Investor/Lender relationship management with global DFIs, Domestic Banks & NBFCs.
  • Managing end to end lender reporting and monitoring covenant & security cover.
  • Assisted in Private placement issues (NCDs).
  • Resource raising, financial modelling, cash flow planning, Investment pitch / Debt marketing.
  • Working relationship with credit rating agencies, trusteeships and legal counsels arranging meetings with prospective domestic and overseas lenders in advance on the side-lines of event and creating future debt pipeline assisting in formulating Capital strategy.
  • Assisting in Off balance sheet funding strategy and making alliances.
  • Liquidity, cash flow and investment management.
  • Constructing strategic yearly business plan.
  • Review and commercial analysis of debt proposals.
  • Automation of key treasury summaries like debt raised, outstanding debt, rating limits, security cover, cost of funds, scheduled cash flows.
  • Handling  all lender concerns on active loans.
  • Handling of closure and post closure formalities.
  • Responsible for all content, queries, meetings and post meeting company material for investor road shows by Managing Director.
  • Making monthly Treasury  & Corporate Finance bulletin for circulation to wide audience.
  • CA/CFA or MBA Finance.
  • Proficient with emphasis on spread-sheets (Word, Excel).
  • Excellent composing and writing skills.
  • Above-average interpersonal skills.
  • Ability to communicate verbally with a wide range of people.
  • Positive attitude and willingness to work.
  • Responsiveness, judgment, maturity, integrity, and time management skills are required.
Sr. Manager - Accounts & Finance Full Time-New Delhi
  • Preparing & maintaining reconciliation of statuary books of accounts of branches & subsidiaries.
  • Timely completion of day to day accounting, daily/monthly bank reconciliation, monthly MIS, P & L.
  • Timely finalization of Balance Sheet and ITR.
  • Determining debtors/ creditors position for ensuring on-time receipt/payments.
  • Handling Payroll Processing function involving computation of salary, preparation of salary certificates, etc.
  • Processing purchase bills for payment after proper verification with original vouchers & maintaining necessary stock records to track the inward / outward movement of materials.
  • Handling Fixed assets on monthly basis.
  • Internal & Statuary Audit for finalization of books of accounts.
  • Preparing MIS on monthly/Quarterly and submitting to management
  • CA/CFA or MBA Finance.
  • Proficient with emphasis on spread-sheets (Word, Excel).
  • Excellent composing and writing skills.
  • Above-average interpersonal skills.
  • Ability to communicate verbally with a wide range of people.
  • Positive attitude and willingness to work.
  • Responsiveness, judgment, maturity, integrity, and time management skills are required.

Digital Marketing

There is no opening.

Sales

Manager - Channel Sales Full Time-New Delhi/Jaipur/Lucknow
  • Engage with various channel partners and DSAs.
  • Capable to do direct sourcing.
  • Tie-up with online sourcing platforms.
  • Ensure adequate pipeline of leads for ZipLoan to disburse loans to.
  • Perform other duties as assigned.
  • Chartered Accountant or MBA or Post Graduate.
  • Experience of 3-5 years
  • A general knowledge of loan processing and systems.
  • Proficient with emphasis on spread-sheets (Word, Excel).
  • Excellent composing and writing skills.
  • Above-average interpersonal skills; ability to communicate verbally with a wide range of people.
  • Positive attitude and willingness to work.
  • Responsiveness, judgment, maturity, integrity, and time management skills are required.
Relationship Manager - Direct Sales Full Time-New Delhi/Jaipur/Lucknow
  • Ensure that the sales targets set for every week are met by the entire team.
  • Selling our business loans solutions to SME clients by assessing their business requirements.
  • Achieving sales targets through acquisition of new clients and growing business from existing clients.
  • Developing a database of qualified leads through referrals, telephone canvassing, and cold calling.
  • Converting leads generated from digital marketing campaigns run by the company.
  • Area Mapping, cold calling, prospecting, negotiation, freezing on commercials and closing of deals with necessary documentations.
  • Building and managing strong relationships with customers.
  • 1-3 years of experience in Direct Sales and team management.
  • Prior Experience in selling Business Loans product.
  • Good communication skills in English and Hindi.
  • Ability to work under pressure.

Credit

Sr. Credit Manager Full Time-New Delhi/Jaipur/Lucknow
  • Analyse lending opportunities, including loans to self- employed and corporates.
  • Combine this analysis with a detailed analysis of a borrower(s) Income Tax returns, bank statements in determining ZipLoan's interest in providing a credit facility for the designated purpose.
  • Gather any additional information required to make an initial decision on the credit requested.
  • Stay abreast of market trends and develop/maintain a network of referral sources.
  • Perform other duties as assigned.
  • CA or MBA Finance
  • A general knowledge of loan underwriting, documentation, collateral analysis and financial statements.
  • Proficient with emphasis on spread-sheets (Word, Excel).
  • Excellent composing and writing skills.
  • Above-average interpersonal skills.
  • Ability to communicate verbally with a wide range of people.
  • Positive attitude and willingness to work.
  • Responsiveness, judgment, maturity, integrity, and time management skills are required.