Blue Jay Finlease Ltd., hereafter referred to as ZipLoan is committed to maintaining the security, integrity and confidentiality
of all the personal information of its users. We follow the highest standards of privacy and security to protect
we acquire from our website/app. It also outlines how we use that information in connection with the service
offered through the Site and App. "Personal information" for purposes of this Policy means information that identifies
you, such as your name, address, phone number or email address etc.
1. COLLECTING PERSONAL INFORMATION
We collect information after due consent from our users. ZipLoan does not share any information of
users with a third party without specifically informing the users at the time of collection or
without the express consent of users themselves. By providing your number to ZipLoan you are
authorizing Ziploan and its representatives to give you a call to offer you our services for
the product you have opted for, impart product knowledge and offer promotions running on the
website/app. Irrespective of the fact that you have registered yourself under DND or DNC service,
you are still authorizing ZipLoan and its representatives to give you a call for the above mentioned
purposes. This is based on your active opt-in to receive promotional offers from ZipLoan and
hence, there is no DNC check required for the number you have provided us through our Website
2. USE OF USER INFORMATION
ZipLoan reserves the right to perform statistical analysis of user behavior and preferences in order to measure users' relative
interests in the various areas of the website/app for the purpose of product and service development.
The analytical data that ZipLoan collects is for internal use only. We use analytics and reporting
technologies to record non-personal information such as internet domain and host names, internet
protocol (IP) addresses, browser software, operating system types, clickstream patterns, and
the dates and times that the website/app services are accessed. We also contract with several
online partners to help manage, monitor and optimize our website/app services to help us measure
the effectiveness of our advertising, communications and how visitors use the website/app.
3. SENSITIVE PERSONAL DATA / INFORMATION
ZipLoan collects sensitive personal data / information after your due consent, such as your name, mailing address, phone
number, email address, pan number, gst number, sms, phone details, phone contacts, location,
call logs, income tax returns, bank account number, passport details, driving license details,
personal statements, reasons for seeking finance, income sources and financial information, etc.
ZipLoan uses this data for loan evaluation of applicants. Most small businesses do not have all
the necessary documents and hence we supplement our underwriting process with the use of this
data. The sensitive data collected by ZipLoan is stored with bank grade security.
4. NON-PERSONAL INFORMATION
ZipLoan also collect non-personal information such as browser type, the URL of the previous website you visited, your ISP,
operating system, and your internet protocol (IP) address.
5. DISCLOSURE TO THIRD PARTIES
Unless ZipLoan specifically informs users at the time of collection, or unless users give express consent, ZipLoan does not
provide any personal information to a third party that could be used for identification of a
user. We may contract with various third parties to help us maintain and improve the website/app.
We will use commercially reasonable efforts to prevent such third parties from accessing your
personal information, except for the purpose of providing the services in question. However,
if subpoenaed or ordered by a court of law, we have to disclose to the proper authorities the
personal information of any individual user.
6. OTHER SHARING OF INFORMATION
ZipLoan may release information when necessary to comply with the law or a court order or an investigation. ZipLoan also
may release information to law enforcement to protect its rights, property, or other interests,
including those of its customers or users or to prevent illegal activities or violations of ZipLoan
with another company, or is acquired by or merged with another company, collected information
may be transferred to the partner or the acquiring or merging company.
7. LINKS TO OTHER MATERIALS
Linked sites are not under our control and ZipLoan will not be held responsible for the content or privacy policies of any
linked sites or any links containing other linked sites.
8. ALL PRIVATE INFORMATION IS ENCRYPTED AND COMMUNICATED SECURELY
All communications between your devices and ZipLoan website/app that contain any personal/sensitive information are encrypted
and transferred over a secure protocol.
9. CHILD PROTECTION
ZipLoan does not offer services to, or target, persons considered minor under the Indian laws i.e. children below 18 years
of age. Services are intended for users aged 25 and above only. In compliance with the Indian
laws, any personal information from individuals that are under the age of 18 will be purged from
10. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR LOGIN ID AND PASSWORD
User is responsible for maintaining the security of his/her login id and password, and may not provide these credentials
to any third party. If a user believes that these credentials have been stolen or been made known
to others, he/she must contact ZipLoan immediately at firstname.lastname@example.org. ZipLoan is not responsible
if someone else accesses a user’s account through registration information they have obtained
from the user or through a violation of this privacy and security policy by the user.
to reflect changes to our information practices. We encourage you to periodically review this
page for the latest information on our privacy practices.