Privacy Policy

Date Last Revised: Friday, 25th September 2016

ZipLoan.in is committed to maintaining the security, integrity and confidentiality of all the personal information of our users.We apply high privacy and security standards to protect your personal information. We regularly re-evaluate our policies and adapt them as necessary to deal with new challenges.This Privacy & Security Policy explains how we protect personal information provided through our websites such as www.ZipLoan.in and how we use that information in connection with our service offered through the Site (the "Service"). "Personal information" for purposes of this Policy means information that identifies you, such as your name, address, phone number or email address.

1. COLLECTING PERSONAL INFORMATION

We collect information that users provide voluntarily to us, in the form of feedback. ZIPLOAN does not provide any information of users to a third party without specifically informing the users at the time of collection or without the express consent of users themselves. By providing your number at ZIPLOAN you are authorizing ZIPLOAN & it's representatives to give you a call to offer you our services for the product you have opted for, imparting product knowledge, offering promotional offers running on website. Irrespective of the fact that you have registered yourself under DND or DNC service, you are still authorizing ZIPLOAN & it's representatives to give you a call for the above mentioned purposes also based on your active opt-in you are open to receiving promotional offers from ZIPLOAN hence, there is no DNC check required for the number you have left on our website.

2. USE OF USER INFORMATION

ZIPLOAN reserves the right to perform statistical analysis of user behaviours and preferences in order to measure users' relative interests in the various areas of the web site for the purpose of product and service development. The analytical data that ZIPLOAN collects is for internal use only we use analytic and reporting technologies to record non-personal information such as internet domain and host names, internet protocol (IP) addresses, browser software, operating system types, clickstream patterns, and the dates and times that the website services are accessed. We also contract with several online partners to help manage, monitor and optimize our website and the services to help us measure the effectiveness of our advertising, communications and how visitors use the website.

3. SENSITIVE PERSONAL DATA / INFORMATION

ZIPLOAN collects sensitive personal data / information that you provide to us, such as your name, mailing address, phone number, email address, pan number, tan number, financial sms log, income tax returns, bank account number, passport details, driving license details, personal statements, reasons for seeking finance, income sources and financial information. ZipLoan uses this data for credit assessment and KYC. ZipLoan uses top grade security - so your data is safe.

4. NON-PERSONAL INFORMATION

ZIPLOAN also collect non-personal information from you, such as your browser type, the URL of the previous website you visited, your ISP, operating system, and your internet protocol (IP) address ("non-personal information"). Non-personal information cannot be easily used to personally identify you.

5. DISCLOSURE TO THIRD PARTIES

Unless ZIPLOAN specifically informs users at the time of collection, or unless users give express consent, ZIPLOAN does not provide any personally identifying information to a third party. We may contract with various third parties who help us provide, maintain and improve the website. We will use commercially reasonable efforts to prevent such third parties from disclosing your personal information, except for the purpose of providing the services in question. However, if subpoenaed or ordered by a court of law, we have to disclose to the proper authorities the personal information of any individual user.

6. OTHER SHARING OF INFORMATION

ZIPLOAN may release information when necessary to comply with the law or a court order or an investigation. ZIPLOAN also may release information to law enforcement to protect its rights, property, or other interests, including those of its customers or users or to prevent illegal activities or violations of ZIPLOAN terms of use agreement. In the event that ZIPLOAN in whole or in part, establishes a partnership with another company, or is acquired by or merged with another company, collected information may be transferred to the partner or the acquiring or merging company.

7. LINKS TO OTHER MATERIALS

Linked sites are not under our control and ZIPLOAN will not be held responsible for the content or privacy policies of any linked sites or any links containing other linked sites.

8. ALL PRIVATE INFORMATION IS ENCRYPTED AND COMMUNICATED SECURELY

All communications between your computer and ZIPLOAN that contain any personal information are encrypted.

9. CHILD PROTECTION

ZIPLOAN does not offer services to, or target, persons considered minor under the Indian laws i.e. children below 18 years of age. Services are intended for users ages 25 and older only. In compliance with the Indian laws, use any personal information from individuals that we know to be under the age of 18 will be purged from our database.

10. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR LOGIN ID AND PASSWORD

You are responsible for maintaining the security of your login id and password, and may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately. We are not responsible if someone else accesses your account through registration information they have obtained from you or through a violation by you of this privacy and security policy.

11. UPDATING OF PRIVACY POLICY AND CONSENT

ZIPLOAN will, as and when it deems fit to do so, change, alter or modify its privacy policy. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review this page for the latest information on our privacy practices.

12. ACCEPTANCE OF PRIVACY POLICY

By using our website and/or products, you are accepting the practices set out in this privacy policy and our terms of use agreement.